Sheila will try to answer as many of your English Social Care questions as possible, giving priority to frequently asked questions and questions regarding current events and trends.
Financial consultant for care home placement
My mother has recently gone into a care home , self funded. She told them that she had funds to pay having sold her house. I asked the question "what happens when -if the money runs out"? I was told "we negotiate and never kick anybody out". They were very vague when I queried this further and informed them that I lived on benefits and could not fund her care.
Since then she has received phone calls and visits from a financial consultant introduced by the home. I have heard that there are schemes where the home-financial consultant takes all of your money in return for a guarantee to care for life. This smacks of abuse to me, especially with the home having a captive audience of vulnerable people available. What is your take on this as I feel very uncomfortable with the whole idea but she is all for it as the financial consultant "seems a nice man".
Thank you for your question.
I am not qualified to give advice about funding but there is a very good free resource Care Aware (http://www.careaware.co.uk/) which I am sure you will find helpful and you can also contact them direct.
*All information is correct at the time of publishing.
What would you like to ask Sheila?
Sheila Scott OBE from National Care Association (NCA). Care is Sheila’s life; she possesses a strong command of the issues facing the care sector informed by her long career as a nursing professional, the owner and manager of a care business and as a leader in the care sector.
Sheila will try to answer as many of your questions as possible, giving priority to frequently asked questions and questions regarding current events and trends.
Please note that Sheila can not offer answers to matters requiring legal advice. If your matter concerns a specific service provider, please contact the CQC.