Ask Sheila England

Sheila will try to answer as many of your English Social Care questions as possible, giving priority to frequently asked questions and questions regarding current events and trends.

01st July 2020

What kind of insurance do I need as a Domiciliary Care Worker?

 I do domiciliary care work but I do not take any clients shopping currently. Do I need business insurance or am I covered by my employer?

Dear M, Thank you for your question. If you are working for a provider who is regulated by CQC, Care Inspectorate in Wales OR Care Inspectorate Scotland, your employer will have insurance to cover you.  All businesses in the UK are expected to have the appropriate insurances in place.
In the case of domiciliary care almost all providers will go to a specialist insurance company and will, I expect, be offered a policy covering:

-Employers’ Liability

-Public Liability

 The policy offered may include:

-Medical Malpractice cover

-Professional Indemnity


*All information is correct at the time of publishing.


What would you like to ask Sheila?

Sheila Scott OBE from National Care Association (NCA). Care is Sheila’s life; she possesses a strong command of the issues facing the care sector informed by her long career as a nursing professional, the owner and manager of a care business and as a leader in the care sector.

Sheila will try to answer as many of your questions as possible, giving priority to frequently asked questions and questions regarding current events and trends.

Please note that Sheila can not offer answers to matters requiring legal advice. If your matter concerns a specific service provider, please contact the CQC.








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