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Insurance for your care or medical business

Phone: 01902 424054

The most important types of insurance are:

Public Liability - Your Responsibility to Third Parties

Your legal liability for injury (including abuse and treatment) to any person (other than employees)

Includes legal costs and expenses in defending any criminal proceedings brought for a breach of the Health and Safety at Work Act

Professional Liability – breach of professional duty

Covers your legal liability for any civil liability arising from advocacy, assessments, consulting work, counselling, design and implementation of care programmes, diagnosis, education, teaching and training, investigations, publishing, remedial treatment, and research undertaken in connection with your business.

Employers Liability -Your Responsibility as an Employer

Covers your legal liability for up to £10,000,000 to employees (including volunteers under your direct control) injured whilst in your employment. The limit of indemnity (including costs) applies to each claim. The total amount payable in the period of insurance is unlimited.

Legal Expenses - contract disputes, criminal prosecution, employment disputes, tax protection,

data protection, statutory license and personal Injury

Optional types of insurance available are

Fidelity - Covers you for loss of money or goods arising from the dishonest or fraudulent acts of employees (including volunteers under your direct control)

Property Damage - your buildings and contents against accidental damage (including theft)

Business Interruption - loss of revenue and/or increase in cost of working for an agreed period due to interruption in your

Specified All Risks - covers specified items like computers accidental loss or damage


Wolverhampton Science Park Glaish, Wolverhampton Science Park, Mammoth Dr, Wolverhampton WV10 9TG

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